YTL Digital Bank Berhad, operating under the brand name Ryt Bank, is an entity established by YTL Digital Capital Sdn Bhd and Sea Limited. Bringing together decades of industry expertise with cutting-edge digital innovation, we are here to redefine banking- making it smarter, more inclusive, and truly built entirely around you.
Smarter, simpler banking — done right, for every Malaysian.
We empower Malaysian talent to drive intelligent, AI-powered banking – delivering smarter, faster finance and real impact for all.
Smarter, simpler banking — blending global standards with local expertise for solutions that work for Malaysians.
AI-driven technology meets local insights, making banking intuitive, seamless, and built around you.
Revolutionary
in our thinking
Revolutionary
in our thinking
We are the builders, innovators, and dreamers shaping the future of banking— right here in Kuala Lumpur.
From concept to creation, every line of code, every idea, and every innovation is crafted within our walls by talented Malaysians. A bank built from the ground up in Malaysia, by Malaysians, for Malaysians.
Chairman, Independent
Non-Executive Director
Non-Independent
Non-Executive Director
Non-Independent
Non-Executive Director
Independent
Non-Executive Director
Independent
Non-Executive Director
Chief Executive Officer
We are not here to build just another bank—we are here to set a new benchmark.
Our values drive us to challenge norms, embrace technology, and create financial solutions that are truly accessible in enabling progress for individuals and businesses alike.
Chief Financial Officer
At our Bank, we value integrity, collaboration and making sure the coffee machine is always stocked. Simple, a well-caffeinated team is a productive team!
Remember, every ringgit saved is a ringgit we can spend on better coffee in the pantry!
Chief Risk Officer
I wanted to make a positive impact in Malaysian's financial and digital literacy levels.
Providing the right information, education and product to our customers will help improve Malaysian's overall digital, social and financial well-being.
Chief Product Officer
I aim to advance Malaysia's consumer and technology sectors through AI and fintech, showcasing Malaysia's potential in global technology leadership.
I also strive to strengthen the country's innovation ecosystem by providing opportunities for local talent to grow, and drive progress in industries that can have a positive impact on people's lives.
Chief Strategy Officer
I believe that strategy is not just about planning for the future, but about creating a path that adapts to change and drives sustainable growth.
For me, a successful strategy is one that aligns with our core values, listens to the needs of our customers, and empowers our team to be innovative and agile in the face of challenges.
Chief Internal Auditor
As CIA, I lead with integrity, strategic insight, and collaboration — grounded in five pillars: independence, risk-based value, partnership over policing, continuous innovation, and building great teams.
Chief Operating Officer
"Accomplish or Do Not Begin" guides my approach to making banking simple, secure, and seamless for Malaysians, concentrating on innovation and efficiency to empower customers while always ensuring that things are done the "Ryt" way!
Chief Marketing Officer
Innovation isn't about what's next—it's about what's right.
At Ryt Bank, we don't just market banking; we transform how people experience money—making it seamless, intelligent, and effortless, so they can focus on living, not managing finances.
Chief Technology Officer
By attracting and empowering Malaysia's finest talents, we build the right bank using technologies that deliver unparalleled reliability, performance, and security. Our platform safeguards customer data while staying on the leading edge to continuously delight Malaysians with innovative banking experiences
Head of Treasury
I believe in fostering the right mindset within the team, leading by example, and inspiring continuous motivation.
By embodying these positive values, I aim to create an environment where we grow together, overcome challenges, and reach new heights of success as one.
Head of People and Culture
I ensure that the bank hires the best of talents and we do recruit Oxford Grads to fix our light bulbs also and keep them happy!
Company Secretary
I believe in doing things with integrity and making sure we stay true to our values.
It's about creating an environment where everyone can trust each other, make decisions that feel right, and always have each other's back. That's how we build something lasting and meaningful.
We're rethinking banking from the ground up — smarter, faster, and designed for the future.
If you're bold, curious, and ready to make a difference, you're in the Ryt place.
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