Banking
Done Right
It's your Ryt.
Who we are
YTL Digital Bank Berhad, operating under the brand name Ryt Bank, is an entity established by YTL Digital Capital Sdn Bhd, with Sea Limited as a key shareholder. Bringing together decades of industry expertise with cutting-edge digital innovation, we are here to redefine banking- making it smarter, more inclusive, and truly built entirely around you.
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Our vision
Smarter, simpler banking — done right, for every Malaysian.
Our
mission
We empower Malaysian talent to drive intelligent, AI-powered banking – delivering smarter, faster finance and real impact for all.
What makes us different?

Innovation that understands you

AI-driven technology meets local insights, making banking intuitive, seamless, and built around you.

A new kind
of digital bank

Smarter, simpler banking — blending global standards with local expertise for solutions that work for Malaysians.

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Revolutionary
 in our thinking.
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Innovative
in our products, services, and the way we work.
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Genuine
in our intentions.
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Honourable
in our actions.
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Tenacious
in overcoming challenges.
Our core values
Built in Malaysia,
by Malaysians

We are the builders, innovators, and dreamers shaping the future of banking — right here in Kuala Lumpur.

From concept to creation, every line of code, every idea, and every innovation is crafted within our walls by talented Malaysians. A bank built from the ground up in Malaysia, by Malaysians, for Malaysians.

Meet the team
behind Ryt Bank.

Our Board of Directors

Dato' Seri Ahmad Johan Mohammad Raslan

Chairman, Independent Non-Executive Director
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Dato’ Seri Yeoh Seok Hong

Non-Independent
Non-Executive Director
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Terence Siau Ming Kiat 

Non-Independent
Non-Executive Director
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Gopala Krishnan A/L K.Sundaram

Independent
Non-Executive Director
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Jade Lee Gaik Suan 

Independent
Non-Executive Director
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Our leadership team

Melvin Ooi

Chief Executive Officer

We are not here to build just another bank—we are here to set a new benchmark.

Our values drive us to challenge norms, embrace technology, and create financial solutions that are truly accessible in enabling progress for individuals and businesses alike.

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Wilson Soon

Chief Financial Officer

At our Bank, we value integrity, collaboration and making sure the coffee machine is always stocked. Simple, a well-caffeinated team is a productive team!

Remember, every ringgit saved is a ringgit we can spend on better coffee in the pantry!

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Yeoh Xin Yi

Chief Risk Officer

I wanted to make a positive impact in Malaysian's financial and digital literacy levels.

Providing the right information, education and product to our customers will help improve Malaysian's overall digital, social and financial well-being.

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Fairoshawal Bin Idrus

Chief Compliance Officer

I want to be a leader who fosters a strong compliance culture.

My goals are to enhance financial access for underserved and unserved customers, protect the bank’s reputation, and promote inclusive, transparent practices that ultimately benefit both the bank and its customers.

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Yeoh Keong Zhen

Chief Strategy Officer

I believe that strategy is not just about planning for the future, but about creating a path that adapts to change and drives sustainable growth.

For me, a successful strategy is one that aligns with our core values, listens to the needs of our customers, and empowers our team to be innovative and agile in the face of challenges.

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Foong Chee Mun

Chief Product Officer

I aim to advance Malaysia's consumer and technology sectors through AI and fintech, showcasing Malaysia's potential in global technology leadership.

I also strive to strengthen the country’s innovation ecosystem by providing opportunities for local talent to grow, and drive progress in industries that can have a positive impact on people's lives.

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Solomon Kumar

Acting Head,
Information Security Risk

I am and always been a strong proponent of teamwork as the strength of a team will always be superior than of an individual.

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Eric Soo

Chief Internal Auditor

As CIA, I lead with integrity, strategic insight, and collaboration — grounded in five pillars: independence, risk-based value, partnership over policing, continuous innovation, and building great teams.

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Julius Rajeswaran

Chief Operating Officer

"Accomplish or Do Not Begin" guides my approach to making banking simple, secure, and seamless for Malaysians, concentrating on innovation and efficiency to empower customers while always ensuring that things are done the "Ryt" way!

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Irene Cheah

Chief Marketing Officer

Innovation isn’t about what’s next—it’s about what’s right.

At Ryt Bank, we don’t just market banking; we transform how people experience money—making it seamless, intelligent, and effortless, so they can focus on living, not managing finances.

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Esvina Litia Choo

Head of Treasury

I believe in fostering the right mindset within the team, leading by example, and inspiring continuous motivation.

By embodying these positive values, I aim to create an environment where we grow together, overcome challenges, and reach new heights of success as one.

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Tang Qi Wen

Head of Legal

In the legal field, we don’t just follow rules—we build a strong foundation for the bank’s success.

It’s about ensuring that every decision we make is legally sound, while always keeping an eye on the bigger picture to safeguard the bank’s interests and its growth.

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Janet Tan

Head of People and Culture

I ensure that the bank hires the best of talents and we do recruit Oxford Grads to fix our light bulbs also and keep them happy!

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Julia Mah

Company Secretary

I believe in doing things with integrity and making sure we stay true to our values.

It’s about creating an environment where everyone can trust each other, make decisions that feel right, and always have each other's back. That’s how we build something lasting and meaningful.

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Build the Ryt future, together.

We’re rethinking banking from the ground up — smarter, faster, and designed for the future.

If you’re bold, curious, and ready to make a difference, you’re in the Ryt place.

View all openings

For employment verification requests, click here.

For employment verification and reference check requests, please email People Operations at careers@rytbank.my with the following documents:

  1. Employee Consent Form
  2. Bank Negara Malaysia Employee Screening Template

Our team will review and respond accordingly.