Grow your money – the Ryt way.
Earn high interest, paid daily. No lock-in.
Opening a digital bank account is now easier than ever
No online banking? You can still get started with Ryt Bank.
Activate and fund your Ryt Bank account through any ATM or bank branch in Malaysia and begin your digital banking journey with ease.
Learn more
Save Pockets
Grows like a fixed deposit, moves on your terms.
Whether it's a dream trip, a big move, or better money habits – Save Pockets help you get there faster.
Earn up to 4% p.a., paid daily.
Flexible savings, move money anytime.
Save for holidays, gadgets or emergencies.
Earn up to 4% p.a., paid daily.
Earned daily, applies to both your Main Account and Save Pocket. No limits, no lock-ins.
Unlock it by performing qualifying transactions.
Earned daily, applies for balances up to RM20,000 across all Save Pockets. The rest earns 2.05% p.a.
How to earn 4.0% p.a.
- 01
Spend with Ryt Card or make JomPAY
bill paymentMinimum RM10 per transaction.
1 successful transaction = 1 stamp. - 02
Complete your stamp card to unlock
Bonus rateMaximum 1 stamp per day.
- 03
Earn 4% p.a., paid daily
On the first RM20,000 of your Save Pocket balances
when you qualify. - 04
Keep collecting stamps
Complete another stamp card to renew your 30-day Bonus period.
New to Ryt?
Enjoy 4.0% p.a. for your first 30 days upon successful account activation. Thereafter, continue unlocking bonus interest by completing qualifying in-app activities.
A member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
Keep your money safer with Save Pockets
Keep only what you need in your main account. Store the rest in Save Pockets, protected from card fraud and impulse spends, while earning daily high interest.
Extra protection
Your Save Pockets aren't directly linked to your main account, so even if your account or card details are compromised, your savings stay untouched.
Full control
Move funds instantly across main account and Save Pockets. Only transfer what you plan to spend to your main account.
