Grow your money – the Ryt way.

Earn high interest, paid daily. No lock-in.

Save Pockets

Grows like a fixed deposit, moves on your terms.

Whether it's a dream trip, a big move, or better money habits – Save Pockets help you get there faster.

Earn up to 4% p.a., paid daily.
Flexible savings, move money anytime.
Save for holidays, gadgets or emergencies.

Earn up to 4% p.a., paid daily.

Flexible savings, move money anytime.

Save for holidays, gadgets or emergencies.

Boost up to 4% p.a., paid daily.

Base3.0% p.a.

Earned daily, applies to both your Main Account and Save Pocket. No limits, no lock-ins.

Plus
Bonus+1.0% p.a.

Unlock it by performing qualifying transactions.

Ryt hand
Total4.0% p.a.

Earned daily, applies for balances up to RM20,000 across all Save Pockets. The rest earns 3.0% p.a.

Add money in your Main Account to earn 3.0% p.a. base interestMove money to Save Pockets to be eligible for bonus interest.Collect 5 stamps to unlock Bonus rate by  spending with your Ryt Card or make JomPay bill payment. Minimum RM10 per transaction.<br /><br />1 successful transaction = 1 stamp. Maximum 1 stamp per day.Earn 4.0% p.a. paid daily for the next 30 days. Applies for balances up to RM20,000 across all your Save Pockets. The rest earns 3.0% p.a.<br /><br />Keep making qualifying spends to renew your 30-day bonus period.

How to get started?

01

Add money in your Main Account to earn 3.0% p.a. base interest

02

Move money to Save Pockets to be eligible for bonus interest.

03

Collect 5 stamps to unlock Bonus rate by spending with your Ryt Card or make JomPay bill payment. Minimum RM10 per transaction.

1 successful transaction = 1 stamp. Maximum 1 stamp per day.

04

Earn 4.0% p.a. paid daily for the next 30 days. Applies for balances up to RM20,000 across all your Save Pockets. The rest earns 3.0% p.a.

Keep making qualifying spends to renew your 30-day bonus period.

Keep your money safer with Save Pockets

Keep only what you need in your main account. Store the rest in Save Pockets, protected from card fraud and impulse spends, while earning daily high interest.

Keep your money safer with Save Pockets

Extra protection

Your Save Pockets aren't directly linked to your main account, so even if your account or card details are compromised, your savings stay untouched.

Extra protection

Full control

Move funds instantly across main account and Save Pockets. Only transfer what you plan to spend to your main account.

Full control

Ryt Bank Savings Account basics