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Ryt Bank's Anti-Bribery and Corruption ("ABC") Policy Statement

Ryt Bank (“the Bank”) has established an ABC Policy (“the Policy”) which outlines a strong commitment from the Bank towards maintaining the highest integrity and ethical standards. The Policy applies to all Bank Staff 1 and Associated Person 2.

Zero-Tolerance Stance

The Policy sets out a strong ‘tone from the top’ stance where the Bank upholds a zero-tolerance position towards bribery and corruption in any form.

ABC TRUST Programme

The Bank shall maintain an ABC TRUST Programme with the objective of minimising, mitigating, and managing bribery and corruption risks of the Bank, in line with the 5 TRUST Principles set out in the Guidelines on Adequate Procedures issued pursuant to Section 17A(5) of the MACC Act 2009, as follows:

Principle I

Top-Level Commitment

Principle II

Risk Assessment

Principle III

Undertakes Control Measures

Principle IV

Systematic Review, Monitoring and Enforcement

Principle V

Training and Communication

Reporting Mechanism

Prompt reporting and resolution of corruption and bribery issues are crucial to ensure our businesses continually act in accordance with the Policy and all applicable laws.

Further details can be found in the Bank’s Whistleblowing Policy Statement.

Consequences of Violation

All reports of bribery and corruption will be taken seriously for further action. Any violations can lead to severe consequences, including criminal and civil penalties, disciplinary actions, termination of employment or contracts and referral to law enforcement authorities.

1 Bank Staff means all interns, employees, officers and directors of the Bank.
2 Associated Person means any employee, officer and director of the Bank’s representatives, vendors, contractors, agents and any other entities that perform services for or on behalf of the Bank.